Amrita was born in Mumbai to a Chitrapur Saraswat Brahmin family. She speaks Hindi, English, Marathi, besides her mother tongue, Konkani. She attended Convent Girls School (Prabhadevi) in Mumbai, and later enrolled in Sophia College to pursue a degree in Psychology. While studying in Sophia College, Amrita auditioned for an advertisement for Fairever Face Cream. Her appearance in Cadbury’s Perk Karwa Chaut ad and the Bru Coffee advertisement helped her receive offers from film directors inBollywood. She is already quite well-known and appreciated as a actress.